Direct TV $54
Dump this ASAP. I've lived without any kind of pay TV for over 10 years and I am still alive to tell about it.
Mobile Phone $100
As soon as your contract is over get rid of this. If you need a cell phone for emergencies (because you drive alone at night or drive in remote areas) then get a prepaid phone and only use it for emergencies.
You CAN dig your way out of this. Your numbers don't seem too bad.
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