I don' think you should short sale the house when you have enough money to pay all the bills.
TOTAL MONTLHY INCOME (TAKE-HOME) = $5,200
TOTAL MONTHLY EXPENSES (not incl. food, gas, etc.) = $4621.04
LEFT OVER AMOUNT EACH MONTH FOR food, house items, misc. = $578.96
You accounts for the bills, some of which are luxuries, and have ~$579 left for food and other necessaries. Cut out some unnecessaries and you will have more for the necessaries if you think that $579 is not enough. I think you even should be able to build up savings with that income if you are willing to sacrifice some luxuries. Your spending may have gotten a little bit ahead of what it should be, but it doesn't seem too serious. I think you can turn it around with some motivation. Maybe some of that motivating reading others have suggested.
In this and some of the duplicate threads you have some suggestions for cutting back that would help. I don't know if anyone has suggested that you could find new homes for the pets, but I know pets can be expensive. I think this might be an area for trimming.
What would you personally say would be the top four easiest items for you to reduce, and how much would that save per month?
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