Quote:
Originally Posted by happygirl
I don't mean to sound naive, but why would you have more than just one CC anyway? Maybe 2 if you're married so you can each carry one, but why more?
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I'm like Disneysteve. I have some reward cards that I feel are worthwhile. We have an airline credit card because it counts towards free airline travel. I also picked up one of those Marriott cards --hearing DS talk about the benefits, I decided to give it a try. Sometimes, we have maximized the benefit of the airline card, so it is good to get free lodging, too.
I have a Disney Visa--it doesn't have a fee. I would most likely drop it if they did start charging a fee. I use the Disney Visa for discounts and Disney promotions that are offered from time to time and for which you qualify by just showing the card.
I have AMEX for Costco, but we rarely use it.
The other reason we carry more than one is we charge everything we can on the card to maximize points. DH and I travel a lot and we have had instances where fraud "protection" has frozen our account, so we carry a backup. One memorable instance was getting out of the parking garage at our home airport late at night--we couldn't get out of the garage using our preferred CC! Finally, we pulled out a different CC and it worked! (We had to call the fraud dept after we returned home to get it unfrozen) Another time we were at a very fancy resort (The Greenbrier) taking a tour. The fraud protection kicked in when we tried to buy a latte for goodness sake! (Maybe the card knew we weren't the sort of persons who could afford to stay there?
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