Quote:
Originally Posted by wincrasher
I love the advice to get a second job. Ever watch the news? Millions layed off and millions more working part-time if they can find it.
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I think the media really blows some of this out of proportion. I also think the national stats can be very deceiving because they get skewed by a few geographic areas resulting in an average that doesn't really reflect what is going on nationwide. From experience, I also know that many people who are collecting unemployment, and thus are part of those statistics, are hard at work at jobs getting paid cash off the books. When times are tough, employers are more willing to bend the rules because it saves them money in taxes and benefits.
Certainly there are places where work is nearly impossible to find. Detroit comes to mind. In many places, though, a hard worker with a good work ethic can find work. It may not pay as much as you'd like to earn, but if it is a second job, that isn't so important. Even minimum wage for 10-20 hours/week could bring in as much as $7,500/year in extra income (before taxes) that could all go directly to debt repayment. And most jobs pay more than minimum wage.