I'm with Snodog.
Can we chalk this up to one more reason not to keep every card you have ever had, for your credit score??? The financial gurus act like I have the plague when I mention that I always close an old card when I open a new one. What do I know - my FICO is 800-ish. (I've seen people with 10-20 open cards, in fear of the FICO).
I opened a credit union card this year in the hopes of avoiding future fees. They will at least be less likely to add a fee. Though I am quite sure my first CU Visa had an annual fee. I'm young, but I remember the times before the abundance of 0% and no annual fees. I got my first Visa about 16 years ago.
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