Quote:
Originally Posted by addicted.to.music
Anyone know of ways to get this debt down without hurting my credit too much?
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Certainly, the way to get it down without hurting your credit is to accelerate your payments. Put more toward the debt each month. Every spare penny should be going to the Citi card.
What does your budget look like? Have you cut out everything you possibly can? Are you able to work more hours at your current job or take on a second job to boost income? Are you single and living alone? If so, could you take in a roommate or move to a cheaper place?
What is the source of all of that debt? Was any of that money spent on tangible items that can be sold to raise cash?