Zetta, not to mention any complications, and the insurance company will say it was a pre-existing condition or not covered by typical methods, so you pay for X, Y, or Z above the deductible with an HDHP. This test isn't standard, not covered by our insurance. Insurance companies are out to make money. It's all about risk management.
And maternity is risky with so many unknown complicating factors. Thus why many plans won't cover it unless forced.
And DS, exactly, people here aren't the norm. I would NEVER go without health insurance, but I'm not willing to risk my life. Others don't care. And many are educated.
Read this article how the people now willing to walk away from FORECLOSURES are the RICH and educated. It's a calculated gamble.
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