Agree with making it automated - I think it's a beautiful thing. The best part about it though is you only have to do it once. Then forget and be on your merry way.
The other thing I suggest is diversify - so automatically send money to different accounts. Each account with a specific goal...for example you could have a house account, vacation account, dream account, etc.
It actually works because all you see and use is what goes into your primary checking account for the bills and maybe a play/entertainment account for fun.
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