If I were offered a first class unbeatable rewards card at this rate I would take it in a heartbeat because I would pay in full every month, reap the rewards, and keep a close eye on the snakes offering it. Otherwise, this is nothing short of loansharking minus "Bronco" to break your legs on de-fault.
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"Those who can't remember the past are condemmed to repeat it".- George Santayana.
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