It goes up and it goes down.
To help yourself realize this deep in your gut you can do what I did - for several years I religiously recorded my portfolios balance daily, plus a break out on each individual investment. Daily - it went up and it went down. That's what it does. Sometimes it goes up longer than it goes down and vice versa. After a while of recording it you get it - seriously. And if you're like me you don't take it so personally or emotionally any more.
To be in the game you have to understand and be willing to cope w/those dips & rejoice with the rises. Length of time till need to withdraw money is the key to deciding how to proceed.
Many folks (who me?) are rubbing our hands and thinking it is time to buy 'straw hats in the winter-time!'
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