I agree that you should never finance thru the dealer. They don't do this because they like you. In every case their is a financial incentive for that dealer to finance through a bank that they have set up for your loan. If you can get a great rate that's wonderful but be mindful of the entire process as outlined here. Car dealers, like banks, are in it for the money and look at the bottom line more than your smile.
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"Those who can't remember the past are condemmed to repeat it".- George Santayana.
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