I happen to think that having a reasonable term and rate car loan gives you flexibility with your money. You can pay it off early if you have the means and desire or you can hold it for the full term if your money is better used in other places. You have a very good rate for a short term. Nothing wrong with that.
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Steve
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
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