The feeling is good when I come across such boards and reading the views of others who save obligatorily for the unforeseen days. As a strict principle I also happen to save 10% of my earnings in various SIPs. But there is one problem to which I can do well with your advices.
The rise in costs of essential commodities has been a huge pressure on the purse strings and am on a situation where the expenses are increasing like anything making savings a big problem. Though I am still managing it so far but things have become worrisome.
In case the need for money is urgent we have got to break the savings and with it goes all our efforts too. Any suggestions to tackle the situation keeping the savings intact.
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