By what you wrote it sounds like your husband is spending way too much. You need to BOTH track every penny spent and get on a spending plan. Anything you do by yourself will be futile without you and your husband working together on this.
Let him know how important this is to you. Its a big deal, it involves your life together and nobody wants to be eating cat food in retirement.
I'm sorry your in this situation and wish you the best of luck.
Last edited by Snodog : 09-21-2009 at 12:26 PM.
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