They are amazing.
I know where they were coming from. Last year was the year I turned my life around. I peaked at $96k of high interest credit card debt and $50k in auto loans. It's coming up on 1 year since I paid it all off. Now I have money to do all kinds of things.
I thought I was headed for bankruptcy. Instead, took the risk and started working for myself and increased my income. I didn't struggle like these folks, but edging back from the brink, I changed my thinking about debt and priorities and the future.
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