Re: Bean counting and the 'latte factor'
Some good points to the article, but I have to disagree with the premise that the little things don't matter. I think being watchful of the smaller expenses goes a long way toward the frugal mindset...i.e. getting away from the "entitlement" mindset that many people seem to have and that a few dollars here and there don't matter. Do we really need a $4 cup of coffee everyday? Designer clothes? The latest gadget? I guess it's all a matter of perspective...when I calculate how many minutes I had to work to get that cup of coffee, I will decide not to buy it 95% of the time.
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