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Old 09-16-2009, 06:31 AM
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Radiance Radiance is offline
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KJ,

First of all I commend you on your diligence, sure I wish I had that insight at 17!

ok to your questions, one at a time

1)How to manage bills
ok, this can be done in old plain spreadshet, I use google docs which is free. it depends on your style. How comfortable are you with spreadsheets? if not, I can guide you how to do it in paper.
This can be the starting point to your busget.

2) Rent - this is just a type of bill, possible your biggest one

3) Bond - not sure what do you refer to here

4) Shopping, I assume you mean grocery shopping?

ok, now question for you
Do you have a checking account, a savings account?
Do you know what your income will be
Do you have a credit card, careful...

Will be waiting for your answers for next step. Sorry, it is the teacher in me. And the mom, and thinking about me at 17, I too left home at that age to attend university.

Congratulations again!

Last edited by Radiance : 09-16-2009 at 06:35 AM.
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