I have actually learned to appreciate the value of plans while being flexible enough... life happens
I look at 3 months, 1 year and 5 years from now. Then I jump to my last couple of years on earth trying to imagine how would I like them to be and what do I need to get there
This way I ensure I am swimming in the right direction.
I use xpenser for the shorter term, I build the next 60 days budget.
For projections, I use gool old excel for now.
But my finances are simple, my salary, my expenses, I have no investments or a business to track.
I think a software that allows playing with what-if scenarios would be most beneficial.
|