The answer very much depends on you and how disiplined you can be about the use of your card. Credit cards can be good things that you can use to your advantage, but only if you know the golden rules and stick to them.
Above all, you need to avoid paying credit card interest, and the best way to do that is to pay it off IN FULL every month without fail. As soon as you miss that once, you have the beginning of a problem that can grow into something unmanageable.
|