I think they waive the minimum requirement if you have a credit card or checking account. It may be buried in there somewhere. Just call them and ask. They've always been very helpful when I called.
They've been offering the 2% cash back rewards for a while now (over a year). There is no plan to discontinue it as far as I know, but I think a lot of credit cards will be scaling back their rewards with the new credit card regulations.
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