I've had the Schwab card for a few months now. As noted, the money flows in like clockwork, you can calculate your reward easily in your head as a check, and the customer service is outstanding. Tested the no Forex fees in Spain...no fees for me. This is my primary card. Still have PFCU Platinum for 5% gas, Upromise for specific 10% back restaurants, and Marriott for Marriott stays.
Both PFCU and Schwab cards are reviewed on my blog.
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