[kork13]

Okay, I'm resurrecting this thread, but here's my situation, and I'm looking for a bit of advice with any experience you all may have here...

I just recently found out that my next assignment with the military will be to Japan (I'll be moving there in April after I finish a 4 month TDY en-route). So considering the 1-3% foreign transaction fees that most credit cards charge (1% for both of my 2 current cards), I went looking for ones that don't have them, ran across this Schwab card, and remembered it being mentioned here... thus my post here.

My only real hesitation in applying for this card is the requirement for a paired brokerage account. The 2% cash reward and no foreign transaction fees are outstanding in my eyes -- exactly what I'm looking for. But right now, I only invest in mutual funds, and I'm rather happy with the MF's I have at USAA. How would the brokerage account work for me if I were to still maintain my investments at USAA? I do expect to eventually invest in individual stocks, but haven't yet had the time to devote to actually researching and getting into that, and I'm not sure when I will actually start into it.

Any thoughts/advice would be much appreciated...