ok problem two.
I have a car that was bought in my parents name back in 2005. when i turned 18 (two years ago) we transfered it into my name. Ford Motor Credit made a mistake and transposed a number on my SSN. So in January of this year i went to trade in my car and my score was down around a 540. then they tell me my car is not in my name. Long story short. It took me 7 months for Ford to properly add my car to my credit accounts. When we found the problem, i was assured by both Ford, FICO, Exerian and Equifax that not only would my history be fixed, but my score as well. This did not happen.
I got the car on the account showing all the way back to august of 05 with no lates at all. yet my score is still hovering around a 570. Any suggestions?
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