[singinjeannie]

Thanks Marla and Terry.
DH and I have already cut out several hundred dollars in expenses since my first calculations, which gave me the $1300 number. I'm also coming up with $879 deficit now.

We cut out all entertainment/eating out, we reduced the amount going toward daily expenses by cutting out all unnecessary spending. Cut the internet connection bill and cut cable TV.

Thanks for the grocery tip. I'll check out that website for sure. Gotta find cheeper ways to eat!

Our credit is still very good (just had it checked recently when we tried to re-finance to help out our monthly bottom line). I haven't missed any payments nor have I been late. Our line of credit is 4%, our 10,800 CC is $4.77%, but the other card $6880 is 16.9%. (YUCK!) We're trying to do something with that one right away.

-Jean