Re: Why do you overspend?
Check the "financial adviser" thread. I just went through most of the numbers. There are a lot of them!
Mortgage: $ 934.00
Line of Credit: $ 93.00
Credit Card #1: $100.00
Credit Card #2: $ 60.00
Car paymt: $ 245.00
Preschool and other school expenses: $140.00
Sewer bill: $ 58.00 / month
Phone bill/Cable TV, Internet and cell phone: $156.00
Electricity: $ 95.00
Child charity: $ 20.00
The below are variable expenses that change
Church: $ 70.00
Groceries: $500.00
Gasoline: $300.00
Daily expenses: $100.00 (includes haircuts, donations at work, gifts, cards, pet care, all that stuff you spend money on that just sort of falls into a black hole of "where'd it go?"
Clothing: $ 50.00
Insurance: $206.00 (includes home owners, life insurance and auto)
Local RE taxes: $234.00
Propane: $ 90.00
Auto Repair: $120.00
Dental/Medical: $100.00
Fees for kids activities: $20.00
Well - there it is. This is the best estimates I could make based on past spending. We're trying to make changes!!!
-Jean
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