Re: Why do you overspend?
I was just reading the other thread where you wrote that you had a $1300 deficit each month. $2812 - $934 = $1878 for everything else for the entire month. I'm not a financial expert, but it seems to me you probably need to do a combination of reducing your spending and finding a bit more income.
Besides utilities, what other monthly bills do you have that need to be paid?
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