I keep a spreadsheet of all my monthly bills, so I can tell you to the penny -
I spent $27,534.48 this year. (This includes Dec. bills)
This is made up of mortgage, insurance, and utilities. This does not include any credit card or cash spending. My car is paid off, so the only car expense included in this number is insurance.
I definitely wish it were lower!!! This is the first year I kept track like this. I easily would have underestimated...
