I use ING, have had no problems with it. I mainly used it for Direct Deposit as well, also I started with them when they had their 3% in their orange accounts. I used it mainly for a spot for my EF. I wound up branching to their stock portion of their site, I believe you can trade for as low as like 3 or 4 bucks if you do scheduled purchases, but one time stock purchases were still only like 10 or 12.
I like ING, just wish their rates would jump up again!
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