I can relate, my inseam is 'only' 34 inches
My mothers on the other hand.....
Dunno but it seems to me the trouble isn't money it is clothing makers that suck, and a coworrker that has the 'perfect body'.
Ignore the coworker, she has her own cross to bear.
And I would go with a tailor, so what if you have to wear the same three things, or for christmas get one thing tailored right, do the same for a couple years (work out to keep the same body of course) in 4 years you will have enough to go a whole week with mixing and matching
.
One place that regularly has longer pants is Newport news, but I hate mail order, sigh.
Oh and one of those warm mail order places, can't remember the name, but I honestly got my mother pants custom length (38"inseam), for 'only' 45$ (including shipping). Sure it was her christmas and birthday preasent wrapped into one, but I know one good pair of jeans is well worth it to me. (and not seeing my mother in flooders was well worth it too!)