I am starting to implement more of these ideas. In the past, it seems we were so busy with young kids and work that I just didn't take the time to do some of those things. Now, we are trying to wind it down a bit and get off the fast track. I realize we have bought too much junk over the years, ate out too often, etc. I don't have any cc debt but can easily see how people get over their heads. I also try to think about what I am buying instead of the mindless spending. It is easy to blow alot of money on little things without even thinking about it.
For my grocery shopping, I am no longer buying more than I need. Buying in bulk doesn't pay off for us as I just don't use things up or we change brands, etc. So, now I try to buy what I am going to use that week and that's it. Whatever is on sale will be on sale again. This has cut down on the grocery bills. Also, I have cracked down on Picky Eating. They get their meal and if they don't like it, too darn bad! No more making multiple meals. I did get stuck in that mode however because my younger son has celiac's and we had to do a strict gluten free for him for quite awhile. I have been able to relax that a bit as he is doing well.
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