Quote:
Originally Posted by Inkstain82
committing to the simple plan of setting a budget and spending less than you make can turn around even the worst financial circumstances.
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I respect your post. You are so right when you say "...committing to the simple plan of setting a budget and spending less than you make can turn around even the worst financial circumstances". Right! Spend less than you earn. While this seems obvious, Americans are notorious for doing just the opposite. Stop spending and start saving.