I have lived in both Canada and the US and have plenty of relatives still in Canada, all of which have horror stories.
Lots of people self-insure, which I did when I was unemployed for 9 months. It is do able. I had the option to go to my state (at the time, TN) and get their 'free' healthcare. One day spent in the clinic was enough for me to see it was NOT an acceptable option. And, Tennessee's system went bankrupt. No surprise there.
There are severe problems with healthcare almost everywhere, no doubt about it. I just know 'government' healthcare is NOT the answer.
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