It looks to me like you are earning about $600/month more than your bills. If that's the case, where's the problem? Unless there are a bunch of expenses you've omitted from the list, you should be able to build an EF and pay more than the minimum on your CC each month. I'd put maybe $200/month toward the EF until you have at least $1,000 and put the rest toward the CC. What is the balance on the CC?
__________________
Steve
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
|