Quote:
Originally Posted by irmanator
you are speaking as if she is intentionally buying on credit and not paying, when what is happening is she is being conned.
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Buying and not paying is not the only way to be irresponsible with a credit/debit card. Making purchases without understanding the terms to which you are agreeing is also a type of irresponsibility.
I've said many times that all of these money-making scams would disappear if people stopped being gullible and falling for them. Really, who believes that some Nigerian government official needs you to transfer millions of dollars and will split the money with you if you just send all of your banking info?
What should you do? I think that depends on the situation and only you really know the answer to that. If it happens a couple of times, come to her rescue and help her fix the problem, being sure to explain in detail how to avoid being scammed again. If it continues to happen, at some point, you need to let her suffer the consequences and pay her own money to clean up the mess she made. Also, after the first couple of times, I would definitely consider taking away her ability to get into this kind of trouble by closing her card.