Yes, we all are well-aware they are for-profit. But they are shooting themselves in the foot with sneaky and unfair tactics that other businesses wouldn't try - because they will lose good customers and increase defaults. They are hurting themselves as well as their customers. We will take our business elsewhere.
Thank you all for the info, all, but please don't assume that I am stupid. This website and many others and books are great resources and I appreciate them. To all those being gouged I wish you luck.
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