Quote:
Originally Posted by happygirl
Personally, I think as a society we should work towards getting rid of credit cards that don't require the user to pay in full at the end of the month anyway. I'm probably in the minority though.
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If we got rid of credit cards, people would just find another way to carry a balance--unsecured loans, paying in installments, loan sharks... There are a few people out there that can handle revolving debt responsibly, though. It's not credit cards that need changing, it's the mindset of the consumer that needs to change.