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A note on inspections -- around here it seems they're well known as a "back out of the sale free" card since the inspector will ALWAYS find something wrong. So, don't be shocked if a seller won't take the house off the market until after the inspection. Also, inspectors (at least around here) are only liable for the cost of the inspection. So, if they miss something huge (for one friend they missed a serious water issue and for another they missed a serious mold issue) they might give you back your inspection fee, but don't expect anything else. In other words, do your own due diligence even if you have an inspector.