[jodi]

Good summary, cercis. Just a side note: be sure to check with a real estate agent, real estate lawyer, and/or mortgage broker or bank for estimated costs. They do vary a lot by area. I sell real estate in NY and could spot a few major differences in the prices you listed (i.e. home inspections in my area are hard to find for under $250, but definitely still worth the money). Sellers also typically provide the surveys, so that is not a cost to the buyer. Home insurance is quite a bit cheaper here too (not many natural disasters). It is my understanding that in some states, lawyers are rarely used (although I have found them to be well worth the money). The bottom line is to do your research.
I know real estate agents get a bad rap for trying to sell people a house no matter what the cost, but I tell my clients NOT to buy a house for the top amount that they are pre-approved for as they will not have money left over for repairs, renovations, emergency expenses, etc. I am usually amazed at what a bank will approve a person to spend on a house.