[Like2Plan]

Originally Posted by kork13

Part of the reason they're able to keep the expenses so low is that there are so few choices. More people's money in just a few pots, and less overhead. Also, fund-to-fund transfers are limited to something like 5/month to prevent excessive transaction costs. The TSP is great for "leave it and forget it" investing, but nothing much more complex than that.

They actually cut it back. Currently, it is 2 per month. After two, you can only move it back to the G fund for the remainder of that calendar month.

Link to FAQ How often may I make an interfund transfer?

("http://www.tsp.gov/features/chapter10.html#sub8")

"How often may I make an interfund transfer?
For each calendar month, your first two IFTs can redistribute money in your account among any or all of the TSP funds. After that, for the remainder of the month, your IFTs can only move money into the Government Securities Investment (G) Fund (in which case, you will increase the percentage of your account held in the G Fund by reducing the percentage held in one or more of the other TSP funds).

For example, if on May 10 you made a transfer which increased the percentage of your account invested in the F Fund and on May 17 you made an IFT which increased the percentage of your account in the G Fund, you have reached your unrestricted IFT limit for May. For the rest of May, you may transfer amounts in your TSP account to the G Fund only (i.e., you may only increase the percentage of your investment in the G Fund by decreasing the percentage of your investment in one or more of the other TSP funds).

The transfer counts in the calendar month we process it, not in the month you submit it. For example, if you were to submit your transfer request at 12:15 p.m. on July 31, that would be after our noon cut-off for same-day processing. Therefore, we would not process your request until August 1 (the next business day), and it would count against your IFT limit for August."