Steve, you are bringing lot of good points to the table which I ditto it 100%.
Similar to your example, I can give just few things . I bought books for my CFP course in half.com for just 1/3 rd of their actual prices recently. Also we wanted to buy a 2nd fridge for our garage since our current 2nd fridge doesn't work. I found a good deal in craiglist for $65 and bought last week. my wife was happy. I am trying to get rid of the not really working fridge. At the same time, we wanted to buy a chest for my son. I wanted to go again to craiglist but my wife is bit sentimental and I agree with her. He is our first son, so lets buy a new one. I accepted it to buy new one but where, may be in IKEA.
As you said, frugal is just buying what you need not more or less, when you need and where you buy it. As BA, it is fine line between cheap and costly. You find the right balance. To stress steve's point again, it is also advantage to be updated on the resources and educative on the process to find good deals.
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