Not enough info. What is your total debt, listed by type, amount and rate? You say you pay $550/month on credit cards but then also mention student loans and home equity loans, so we need to know the whole story.
Making 80K/year, you should have no trouble affording the house and CC payments. When we bought our house, we made about 85K, the mortgage was 113K and I owed 102K in student loans and my wife had a few thousand on a car loan. We managed just fine with about 230K in debt on that 85K income. Tell us the full story and we'll be able to help answer your question.
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Steve
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
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