Ok, I think there is a bit of confusion here, sorry. The link in my previous post was an article that introduces social lending and provides information on two companies that you can do this through - Lending Club and Pertuity Direct. Please don't confuse these with equities or funds - you don't trade these instruments with them. When you invest your money in social lending you are "loaning" your money to borrowers, just as a bank does and you earn interest on these loans. The social lending sites are the networks through which you lend your money to people, they are the central clearing house not a broker.
Prosper is another peer to peer lending network that works just like the other two mentioned above. I mentioned them because they are the network that I have had experience with. However, they are not accepting new lenders at the moment.
In closing, please be aware - you are not "buying" stocks, funds, or any other money instrument when you get involved in social lending. Instead, you are "loaning" your money to creditworthy borrowers and earning interest. In other words, you can now be called Mr. Banker. I hope this clears up any confusion.
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