my childrens savings acounts hold the money they have actually earned or recieved as gifts it is theirs I would not touch it as thet would be stealing plain and simple
I do know some people open savings acounts for their kids and just slosh money into it,not sure about that
my older brother was a hard working kid he would make money doing things for neighbors ,he would clean out the shake mill up the road,clean horsestalls, mow lawns ect..... my stepdad would take his money and spend it they would write it down as money owd to him , my brother still talks about it to this day how dad stole his money
I vowed I would never do that to my kids as it really damaged my brother ,he hardly works a day of his adult life and I believe at least a small part is do to this theivery by my parents
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