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Old 06-13-2009, 06:14 AM
happygirl happygirl is offline
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Default Really clueless here

Hello everyone. This is my first post and it probably seems really elementary to most of you, but here goes:

I have 20k I'd like to put away for 3-5 years, so I'm thinking a CD or a money market account. I want something very low risk since this is my first step into the investment world, but of course I'd like the highest return possible. I don't need to access this money since it's not part of my emergency fund, but you never know what might come up either.

I was thinking I'd call the local banks and ask what their rates are. I don't really do online banking since I don't understand it. Does anyone have any suggestions or helpful hints for me?

This whole investment thing is new to me, so I'm really clueless. Thanks in advance!
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