[terry1156]

I don't know exactly what your financial position is, but you don't want to tap the retirement fund if at all possible. I would highly suggest you see a financial planner and work out a doable plan with them than trying to do it on your own. They will give you options before you tap into the retirement savings

I'm not postive on this, but I believe that if you do withdraw the money early, you will have a 10% penalty levied on the amount you take out plus your company will hold 20% for Federal taxes.