I know about Vanguard, but did not know so many people feel they are cream of the crop... Which ones would you recommend having a look at that are doing well and have low maintenance fees?
shultice24, to answer your question, I have copied an pasted some of my other information from another post for your information.
I have no 401k because I am not working in the US. And right now put very little into SS.
Ok allocation:
Cash: 66% includes CD's, MMA's and other savings. I only really want to invest about $12,000 of this cash, other is for emergencies, etc.
Government Bonds 18%
Traditional IRA: 3%, note I have only around 2k in this, I have been advised by my accountant not to put anymore because interest rates are so low and I am getting better on other MMAs.
Stock: 6.8%
Mutual Funds: I have two, together total 6.5%
AEPGX and PRASX, both of which were started last year, bad bad bad. I lost quite a bit, but have kept putting money into them, so they are balancing out a bit. I feel there must be better mutual funds out there, these two kind of suck at least this last year, and AEPGX has terrible fees.
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