Quote:
Originally Posted by boosami
It seems like sometimes we here have a tendency to go too deep in criticizing and examining people's situations, and we get 15 posts in on the thread and no one has actually answered the OP's original question.
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I think that's definitely true, but I think the problem is that sometimes the OP is asking the wrong question given their situation. When someone posts, for example, that they are 20 years old, earn 30K and are looking to buy a 25K car and come here to ask about how to get the best loan rate, it is pretty difficult to just answer the question without pointing out that they shouldn't be making that purchase. I think it would do the person a disservice by just answering the question.
As for this thread, sure, OP might be able to convince her creditors to accept a settlement of far less than she could afford to pay, but that isn't the type of advice I'm willing to give.