I highly recommend the bankrate.com site's Debt Paydown Adviser Calculator. You can input up to 9 debts, all their interest rates, etc. It gives you a very good paydown schedule, showing the effects of additional payments, etc. It is a great tool to play around with. Once on the site, look under calculators, debt management, and I think you have to search additional debt management calculators (it doesn't come up on the first list you'll get). It is the debt paydown advisor.
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