The cars really aren't an issue - I can afford to pay the loans once I get rid of the credit card debt and the mortgages. Like I said before, we have a place to live so I'm not worried about the houses going into foreclosure. The credit card debt is mostly from a business that I tried to start that never made it. Just over extended myself a bit. My bad. Will be a bit more careful next time.
My main worry is the credit card debt and my ability to negotiate it down. Since I will not be late on the car payments, I'm afraid that this will make it harder to negotiate the credit card debt down with the card companies.
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