platinum, my point with the cars was this. If you can't afford your mortgage and can't afford your credit card payments, you likely can't afford your car payments either. You need to be doing everything possible to reduce the total amount of debt you are carrying. Selling the cars may well be part of that process.
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Originally Posted by wincrasher
What you didn't say was why you are in trouble. Sounds like the amount of debt has just swamped your income, not that you've had a loss of income. Job loss or illness may get you some sympathy, mismanagement of your finances probably won't.
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I agree. It would be very helpful if you could share the big picture. List the income and debts and any details about how you ended up with all this debt that you can't afford to repay.